Small businesses in the tourism and hospitality sectors that were hit hard by the state’s snap five-day lockdown have been handed a $143 million reprieve.

Is your business on its last legs? Find some relief in this major announcement by the federal government.

Here are some top tips for avoiding late payments which, thankfully, don’t include holding your clients hostage in the basement or calling in debt collectors.

We’d much rather be out swimming at the beach than cooped up in the office today. Or sinking, really, we’ll take anything at this point.